Services

Mortgages

Our mortgage service is a one stop shop. Not only will we find the most competitive rates on the market for you we will also recommend a solicitor, arrange your buildings and contents or any protection products such as life cover and critical illness.

We can also liaise with the estate agent marketing the property. We will be with you from making the offer to completion of the purchase.

Arranging mortgage loans with banks/building societies. Planning before purchasing your house to save on future interest payments.

Your home may be repossessed if you do not keep up repayments on your mortgage. Not all types of mortgage are regulated by the Financial Conduct Authority.

Retirement Planning

Making sure that you obtain a good pension and that you can afford to retire in comfort. This may involve topping up your employer’s scheme or making provisions on your own.

Investment

Investing lump sums in order to maximise growth and/or income in a tax efficient manner.

Financial Review

Assessing your current arrangements and identifying shortfalls.

Income Protection

Insuring against loss of income as a result of illness or accident.



Life Cover

Allowing your dependants to maintain their standard of living in the event of your death.

Taxation*

Advice on Inheritance, Capital Gains and Income tax planning.

Will Provision and Trust*

It is important to make a Will to protect members of your family and so that you do not die intestate.

Critical Illness

Providing a lump sum in the event of being diagnosed with serious illness.

Education Planning

Planning in advance with the aim of funding any cost associated with your children’s education.

Savings

Regular savings programmes to build up tax free funds for medium term objectives.

Existing Investments/Policy Service

If you have existing investments or policies arranged by other Advisers or companies we will be happy to fully review, value and provide a full report on them for you. We will also be happy to take over the servicing of the plans so you have everything under one umbrella.